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	<title>Naples &#38; Bonita Springs Real Estate News &#38; Market Updates &#187; Mortgage Information</title>
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	<description>Market updates from Melinda &#38; Paul Sullivan, Realtors</description>
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		<title>Rates on 30-year mortgages set record low</title>
		<link>http://www.bonitanaplesrealestate.com/blog/2009/12/rates-on-30-year-mortgages-set-record-low/</link>
		<comments>http://www.bonitanaplesrealestate.com/blog/2009/12/rates-on-30-year-mortgages-set-record-low/#comments</comments>
		<pubDate>Sun, 06 Dec 2009 15:42:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://www.bonitanaplesrealestate.com/blog/?p=691</guid>
		<description><![CDATA[The average interest rate for a 30-year mortgage dropped to a record low of 4.71 percent this week, pushed down by an aggressive government campaign to reduce borrowing costs.
The rate, published Thursday by Freddie Mac, is the lowest since the mortgage finance company began tracking the data in 1971. The previous record of 4.78 percent [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>It&#8217;s Your Credit&#8230;  You Have a Right to Know How it Looks!</title>
		<link>http://www.bonitanaplesrealestate.com/blog/2009/10/its-your-credit-you-have-a-right-to-know-how-it-looks/</link>
		<comments>http://www.bonitanaplesrealestate.com/blog/2009/10/its-your-credit-you-have-a-right-to-know-how-it-looks/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 23:21:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://www.bonitanaplesrealestate.com/blog/?p=623</guid>
		<description><![CDATA[Did you know that all residents of the US have the right to obtain one free credit report from each of the three credit bureaus per year? Since your credit score is more important than ever due to today&#8217;s tightening credit standards, it&#8217;s the perfect opportunity to take advantage of this benefit.
But Beware&#8230;
Although you see commercials offering [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Feds to help finance mortgages</title>
		<link>http://www.bonitanaplesrealestate.com/blog/2009/10/feds-to-help-finance-mortgages/</link>
		<comments>http://www.bonitanaplesrealestate.com/blog/2009/10/feds-to-help-finance-mortgages/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 15:08:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://www.bonitanaplesrealestate.com/blog/?p=600</guid>
		<description><![CDATA[he Obama administration on Monday unveiled a new program to help state and local housing finance agencies make more home loans, but some Lee County experts say the program should proceed with caution.  The plan will help the agencies finance mortgages for first-time homebuyers and develop rental housing.
The agencies have had a hard time raising [...]]]></description>
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		<title>Mortgage Rates for week of August 22, 2009</title>
		<link>http://www.bonitanaplesrealestate.com/blog/2009/08/mortgage-rates-for-week-of-august-22-2009/</link>
		<comments>http://www.bonitanaplesrealestate.com/blog/2009/08/mortgage-rates-for-week-of-august-22-2009/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 15:48:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://www.bonitanaplesrealestate.com/blog/?p=493</guid>
		<description><![CDATA[With rates staying virtually unchanged today vs. last Friday, I thought it might be interesting to hear what other “experts” are predicting for rate futures.  The Bankrate.com survey is for conforming mortgages only. It does not apply to FHA mortgages, VA mortgages, jumbo mortgages, or super jumbo mortgages. Here are the most recent predictions for the [...]]]></description>
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		<title>Mortgage Backed Securities&#8230; What the Fed&#8217;s Purchases Mean to You</title>
		<link>http://www.bonitanaplesrealestate.com/blog/2009/08/mortgage-backed-securities-what-the-feds-purchases-mean-to-you/</link>
		<comments>http://www.bonitanaplesrealestate.com/blog/2009/08/mortgage-backed-securities-what-the-feds-purchases-mean-to-you/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 14:11:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://www.bonitanaplesrealestate.com/blog/?p=481</guid>
		<description><![CDATA[Courtesy of Summit Mortgage
You&#8217;ve probably heard that the Fed is buying up billions of dollars worth of Mortgage-Backed Securities. But how does this really impact home loan rates and your mortgage?
Basically, the Fed&#8217;s actions provide a demand for Mortgage-Backed Securities, which should help keep the ceiling on home loan rates from moving much higher in [...]]]></description>
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		<title>Pre-approved Buyers: Disaster-Proof Your Deal</title>
		<link>http://www.bonitanaplesrealestate.com/blog/2009/08/pre-approved-buyers-disaster-proof-your-deal/</link>
		<comments>http://www.bonitanaplesrealestate.com/blog/2009/08/pre-approved-buyers-disaster-proof-your-deal/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 14:08:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://www.bonitanaplesrealestate.com/blog/?p=477</guid>
		<description><![CDATA[Courtesy of Summit Mortgage
A constriction in mortgage product offerings and the ongoing effects of the credit crunch have radically changed our business.
It&#8217;s not all doom and gloom. There is still plenty of money available to creditworthy borrowers. But lender guidelines have tightened significantly, and the days of easy credit with no down payment and no [...]]]></description>
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